Finance is one of the most essential elements in the development of a country. Without the finance the economy of the country will be weakened and the economic growth is blocked. Kerala has a sound banking infrastructure. An effective financial system in the form of banks and financial institutions offer economical lending and borrowing. Kerala has many commercial, nationalized cooperative banks along with a wide network of informal entities including money-lending agencies. With progressing time Kerala banking system has attained a high benchmark. Here is a list of some of the banks in Kerala.